Student loan debt consolidation and refinancing for medical residents and fellows

Keep your career and life options open. Pay only $1 per month1 during training

You care for patients every day. Wouldn't it be nice if someone took care of you? Refinance your student loan with Splash and get a sense of financial relief and the freedom to make better life choices during training

Make life easier with a loan tailored for you.

Pay $1 per month1

Create more room in your budget by paying only $1 per month during residency and fellowship

Lower your interest rate

Eligible borrowers will receive an interest rate of approximately 5.71% APR (with autopay)2 - saving you thousands

Simplify your life

With only one loan and one payment you have one (or many) less things to worry about

Superior customer care

Our customer experience team will work around your schedule to help you get the answers you need

We're here to help you at every step.

We know loan refinancing isn't easy, which is why we've tried to make it as simple as possible. And when questions come up, we're here to help.

Hear From Our Friends

Here's what medical professionals like you are saying about Splash

“Residency is a very busy and stressful time, and making financially sound decisions is a challenge when you are spread so thin. Splash helped me navigate the process and made it easy for me to make the right decision about my student loans.”

Kirt M.

Urology, Case Western Reserve University School of Medicine '15

Get started in just a few easy steps.

Before you dive in, here are a few things to help you navigate the process.

Let's Get to Know

We ask a few questions about your career stage, credit score, and state of residency before you proceed to the loan application.

Loan Application

Here you enter more detailed information and are required to upload supporting documents. Check out our FAQs to see what you want to have on hand before you get started!

You’re Refinanced!

Once your application is approved and you accept the terms of your new loan, we will pay off your existing loans and will send you your first statement with instructions about how to opt in to electronic communication.